Terms & Conditions

Last Updated: September 15, 2026

Welcome to LICMaturityCalculator.com. These Terms & Conditions govern your access to and use of our website, calculators, content, and related services.

By accessing or using LICMaturityCalculator.com, you agree to comply with these Terms & Conditions. If you do not agree with any part of these terms, please discontinue use of the website.

About Our Website

LICMaturityCalculator.com is an independent informational website that provides online calculators, educational resources, articles, guides, and other information related to LIC policies and maturity calculations.

LICMaturityCalculator.com is not affiliated with, endorsed by, sponsored by, or officially associated with Life Insurance Corporation of India (LIC) unless explicitly stated otherwise.

LIC and related names, trademarks, logos, and intellectual property belong to their respective owners.

Use of the Website

You may use LICMaturityCalculator.com for lawful, personal, and informational purposes.

You agree not to:

  • Use the website for unlawful purposes
  • Attempt to gain unauthorized access to the website or its systems
  • Interfere with the operation or security of the website
  • Introduce malicious software, code, or harmful material
  • Scrape, copy, reproduce, or systematically extract substantial website content without permission
  • Use automated methods in a way that places an unreasonable burden on our systems
  • Misrepresent your affiliation with LICMaturityCalculator.com or LIC
  • Use information from the website to provide unauthorized financial or insurance services

We reserve the right to restrict or terminate access to the website if we reasonably believe that these Terms & Conditions have been violated.

Calculator Use

LICMaturityCalculator.com may provide calculators intended to estimate LIC policy maturity values and related figures.

Calculator results are estimates for informational and educational purposes only.

Results may differ from actual policy benefits because of factors including:

  • The specific LIC policy or plan
  • Policy terms and conditions
  • Premium payment history
  • Bonuses declared by LIC
  • Applicable deductions
  • Taxes or other charges
  • Policy status
  • Changes to applicable rules or benefits
  • Other factors specific to an individual policy

Calculator results should not be considered official LIC quotations, guaranteed benefits, or confirmation of an amount payable under a policy.

You are responsible for verifying important information against your policy documents and with LIC or an authorized LIC representative.

No Financial or Professional Advice

Information provided on LICMaturityCalculator.com is general in nature.

Nothing on the website constitutes:

  • Financial advice
  • Investment advice
  • Insurance advice
  • Tax advice
  • Legal advice
  • Professional advice
  • A recommendation to purchase, surrender, continue, or modify an insurance policy

Your financial circumstances and policy terms may differ from those of other users. You should seek qualified professional advice where appropriate.

Accuracy of Information

We make reasonable efforts to keep the information on our website useful and accurate. However, we do not guarantee that the website or its content will always be:

  • Accurate
  • Complete
  • Current
  • Error-free
  • Available
  • Suitable for a particular purpose

Insurance products, policy terms, bonus rates, regulations, and other information may change over time.

We are not obligated to update every piece of information immediately following a change.

Intellectual Property

Unless otherwise stated, the content on LICMaturityCalculator.com—including text, graphics, designs, calculator interfaces, logos, page layouts, and original materials—is owned by or licensed to LICMaturityCalculator.com and is protected by applicable intellectual property laws.

You may view and use website content for personal, non-commercial purposes.

You may not reproduce, republish, modify, distribute, sell, publicly display, or commercially exploit substantial portions of our original content without prior written permission.

Third-party trademarks and intellectual property remain the property of their respective owners.

User-Submitted Information

If you voluntarily submit information to us, including through email or contact forms, you represent that you have the right to provide that information.

You should not submit confidential or sensitive information unnecessarily.

By contacting us, you understand that we may use the information you provide to respond to your inquiry and manage the relevant communication, subject to our Privacy Policy.

External Links

Our website may contain links to third-party websites or resources.

These links may be provided for convenience or additional information. We do not control third-party websites and do not guarantee their accuracy, availability, security, or content.

A link to another website does not necessarily mean that we endorse or have an official relationship with that website.

Your use of third-party websites is subject to their own terms and privacy policies.

Advertising

LICMaturityCalculator.com may display advertisements from third-party advertising networks.

We do not necessarily endorse the products, services, or claims presented in advertisements.

Third-party advertisers may have their own terms, policies, and data practices. We are not responsible for transactions or interactions between you and third-party advertisers.

Availability of the Website

We aim to keep LICMaturityCalculator.com available and functioning properly. However, we do not guarantee uninterrupted or error-free access.

The website may occasionally be unavailable because of:

  • Maintenance
  • Technical problems
  • Hosting issues
  • Security measures
  • Software updates
  • Internet or network failures
  • Circumstances beyond our reasonable control

We may modify, suspend, or discontinue any part of the website or its features at any time.

Limitation of Liability

To the maximum extent permitted by applicable law, LICMaturityCalculator.com and its owners, operators, contributors, and service providers shall not be liable for any direct, indirect, incidental, consequential, special, or other losses arising from or related to:

  • Your use or inability to use the website
  • Reliance on calculator results
  • Errors or omissions in website content
  • Outdated or incomplete information
  • Financial decisions based on information provided by the website
  • Changes to LIC policies, benefits, bonuses, or terms
  • Third-party websites, services, products, or advertisements
  • Website interruptions or technical problems
  • Unauthorized access or events beyond our reasonable control

You use the website and its calculators at your own discretion and risk.

Indemnification

To the extent permitted by applicable law, you agree to indemnify and hold harmless LICMaturityCalculator.com, its owners, operators, contributors, and service providers from claims, losses, liabilities, damages, costs, and expenses arising from:

  • Your violation of these Terms & Conditions
  • Your misuse of the website
  • Your violation of applicable laws or third-party rights
  • Your unauthorized use of website content
  • Your actions or omissions in connection with your use of the website

Privacy

Your use of LICMaturityCalculator.com is also subject to our Privacy Policy, which explains how information may be collected, used, and handled.

By using the website, you acknowledge that you have reviewed our Privacy Policy.

Changes to These Terms

We may modify these Terms & Conditions from time to time.

Updated terms will be posted on this page, and the “Last Updated” date may be revised accordingly.

Your continued use of the website after changes are posted constitutes acceptance of the updated Terms & Conditions, to the extent permitted by applicable law.

Severability

If any provision of these Terms & Conditions is determined to be invalid, unlawful, or unenforceable, that provision shall be interpreted or limited to the extent necessary, and the remaining provisions shall continue to apply to the extent permitted by law.

Governing Law and Jurisdiction

These Terms & Conditions shall be interpreted and applied in accordance with the applicable laws of India, without regard to conflict-of-law principles, except where applicable law requires otherwise.

Any dispute arising from or relating to these Terms & Conditions or your use of LICMaturityCalculator.com shall be subject to the jurisdiction of the courts or other appropriate legal forums having authority over the matter, to the extent permitted by applicable law.

Contact Us

If you have questions about these Terms & Conditions, please contact us:

Email: admin@licmaturitycalculator.com

Website: LICMaturityCalculator.com

We welcome questions and feedback regarding the use of our website and its calculators.